Your Trusted, Local Colorado, California, Ohio, & Kentucky Insurance Agency

New Aspects Insurance Services: is an independent insurance agency providing auto insurance, home insurance, commercial insurance, life insurance, health insurance, church/ministry insurance and many more insurance coverages.
Why choose New Aspect?
Over our 17 years in the insurance and financial industry, we’ve reviewed many insurance plans and can tell you that at least 90% of people have inadequate coverage. We can always guarantee that when a new customer asks us to take a look at their policy, they’re either not adequately insured, they’re paying too much, or they are with a
company that is not reliable.
Independent Agency Means Better Options For You
We are not limited to one company! Our independent insurance affiliation allows us to locate insurance quotes and coverage from the highest rated insurance companies; we are not limited to one company! Our independence allows us to provide you with quality service and insurance services that cater to your needs and lifestyle.

Online and Offline Options

Our insurance agents are available to assist you whether you are searching for car insurance or life insurance online, or want to sit down and discuss the ideal coverage for you. If you prefer to conduct business via email, instant messaging or text messaging, we are available to help you.
Connect with one of our insurance professionals and begin to learn how we can help you find better insurance coverage at an affordable rate.

At NAIS we ALWAYS want to be certain of the following:

· Your insurance dollars are still within your budget.
· You’re not-overpaying to protect smaller exposures at the sacrifice of more critical
exposures.
· Your insurance plan is properly balanced so that you’re effectively preparing for your
financial future.

Why Choose NAIS?

We are a Multi-Line Independent Agency, this means we have access to more than 40 companies so that you will receive the best protection at the best rate. Our primary concern is finding you the best coverage at the best price, while always treating people as we would like to be treated.

Multiple Companies means the best options: Most insurance agents represent only 1 insurance company, i.e. State Farm, Allstate, American Family, Farmers, AAA and GEICO. These agents are known as captive agents, meaning there are held captive to sell only one brand of insurance. Their only option for lowering your premium is to decrease coverage or increase deductibles. We represent multiple companies so we can match the right insurance company to your needs. Many times we can save you 20%-30% over the captive agencies.

Our business model depends on you being happy year after year. We shop your insurance each renewal to make sure you have the appropriate coverage and the best rates available. If we find a better option we will ask if you would like to transfer the insurance and take care of the paperwork for you. Most people find insurance shopping to be tedious and frustrating, we do it every day and are very good at taking care of our clients’ needs. We are licensed in the state of Colorado, California, Arizona, Ohio, Kentucky, South Dakota, Montana, Kansas, Nebraska, & Texas. Our agents are licensed to sell multiple lines of personal and business insurance. Our highly trained staff has the knowledge and experience to provide you with the very best options, service and pricing for your insurance needs. Please give us a call @ 720.379.3197 or submit your information on our online form to receive a free no obligation proposal. We look forward to serving you.

The Insurance Masterminds

CAMERON KEMPLIN

Founder & CEO

Principle Agent

I’m in this business to help clients find the right path to meet their insurance & retirement goals. Insurance based products change frequently and can be challenging to keep up with. I specialize in helping solve serious issues and challenges that people face every day. I am a 17-year industry
professional and I look forward to many more opportunities to help people
find comfort with their insurance and financial needs.

AARON COOPERBAND, MBA

Aaron concentrates his business around asset management, investment selection, optimizing portfolio structure, tax minimization strategies, and real estate advice.


Aaron holds three sets of licenses: securities, insurance, and real estate, which, when combined with his decades of experience as an investor and trading floor market maker, give him a unique set of skills to help clients compare and contrast investment choices that cross investment class boundaries.

Frequently, there are multiple ways to achieve a particular financial goal. Aaron believes that many advisors tend to ignore one or more of these investment classes when advising clients because of the lack of proper licensing and experience.

CARMELIA CAROLIEN

Carmelia is the Executive Assistant to Karin Alvarado, Senior Partner at New Aspect Financial Services. She is responsible to deliver a high level of customer service, maintain client relations for both retirement plan and individual clients.

Carmelia has been working in various industries, from Hospitality, Manufacturing, Real Estate, Medical to Financial industry. Besides assisting executives, her experience also includes managing office, reviewing and approving loans, reviewing contracts and compliance and supporting sales and marketing.
Besides work she also loves to travel, experiencing new cultures, and enjoys food.

AARON M. KENNEDY, CFS

Vice President

Certified Funds Specialist

Aaron Kennedy, a Certified Funds Specialist and Certified Plan Fiduciary Advisor, founded New Aspect Financial Services, LLC in 2015.  As an Investment Advisor Representative  Aaron holds himself to the highest standard and acts as a fiduciary for his clients to help them successfully navigate through all of their financial planning needs  and goals.  

KARIN ALVARADO, CFS, CPFA

Karin Alvarado is a Senior Partner at New Aspect Financial Services in Napa, CA. She is fluent in both English and Spanish and has over 17 years of experience in the Financial Industry.

Karin has built a full-service financial advisory practice specializing in retirement planning for both organizations and individuals. She is a retirement plan expert in the Bay Area assisting organizations to optimize the structure and utility of their retirement programs. She has created a process to help her clients not only reach retirement but enjoy retirement.

SHAWN CAMPAS, CPFA

Shawn Campas is an independent investment advisor serving the San Francisco Bay Area. He is committed to making a positive impact in his client’s lives and surrounding community.

As a fiduciary, Shawn’s loyalty lies 100% on the side of the people he advises. His background is working with affluent individuals, families, and small business owners to help them reach their unique life and retirement goals.

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